About Me


I bought a new home back in 1989. It was pretty exciting until the Tropical Storm Chantell hit just 4 months later. Water poured through the windows causing considerable damage to my home and about 400 others in the neighborhood. This event and the lack of consumer protection in the State drove me to become a consumer advocate

Over the next few years I became involved with an organization called Homeowners for Better Building (HOBB) and Homeowners Against Deficient Dwellings (HADD). Both were volunteer organizations. Over a period of about 10 years I became a self proclaimed consumer activist. On my own time and money I attended many hearings in Austin and took time to meet with elected officials and their staff concerning consumers rights and defects in new homes. Later we expanded into home insurance, the abuse of arbitration, and electricity deregulation. Over the years I have written many Op-Eds for papers across the state on consumer issues.

I have volunteered to organize the community to address the rising cost of home insurance in the Bay Area. If you care to join me email me at johncoby@sbcglobal.net